First International Bank & Trust is a bank based in Watford City, North Dakota, established in 1910, with $6.0 billion in total assets across 28 branches. By Trust Grade it ranks 39th of 60 banks we track in North Dakota. Its capital ratio of 8.6% trails most similarly sized banks (16th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against First International Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First International Bank & Trust compares to North Dakota peers
How we graded First International Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First International Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (28)
- 3001 25th St S, Fargo, ND 58103
- 616 Oak Street, Alexander, ND 58831
- 1600 S Broadway, Minot, ND 58701
- Highway 10 And Beaulieu Street, Motley, MN 56466
- 78 Main Ave S, Fessenden, ND 58438
- 19 4th St E, Williston, ND 58801
- 910 Lincoln Ave, Harvey, ND 58341
- 150 16th St Sw, Minot, ND 58701
- Central And High Streets, Killdeer, ND 58640
- 1350 13th Ave E, West Fargo, ND 58078
- 7900 E Raintree Dr, Scottsdale, AZ 85260
- 4501 40th Ave S, Fargo, ND 58104
- 1628 N Higley Rd, Gilbert, AZ 85234
- 2231 E Camelback Rd, Phoenix, AZ 85016
- 1331 9th Ave W, Williston, ND 58801
- 2150 21st Ave Nw, Minot, ND 58703
- 1601 N 12th St, Bismarck, ND 58501
- 215 Highway 2 Sw, Rugby, ND 58368
- 313 Fox Hills Parkway North, Watford City, ND 58854
- 1970 S Columbia Rd, Grand Forks, ND 58201
- 6025 W Chandler Blvd, Chandler, AZ 85226
- 3600 Minnesota Dr, Edina, MN 55435
- 4530 Memorial Hwy, Mandan, ND 58554
- 601 S Minnesota Ave, Sioux Falls, SD 57104
- 865 37th Ave S, Moorhead, MN 56560
- 100 N Main St, Watford City, ND 58854
- 204 N Main St, Elgin, ND 58533
- 111 4th St Ne, Staples, MN 56479
Are deposits at First International Bank & Trust insured?
Yes. First International Bank & Trust is an FDIC-insured bank (FDIC certificate #10248). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First International Bank & Trust: frequently asked questions
Is First International Bank & Trust a good bank?
First International Bank & Trust earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.27%).
Is First International Bank & Trust FDIC-insured?
Yes. First International Bank & Trust is a FDIC-insured bank (FDIC certificate #10248). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First International Bank & Trust?
First International Bank & Trust holds $6.0 billion in total assets, ranking 39th of 60 banks we track in North Dakota. It operates 28 branches.
Does First International Bank & Trust have CFPB complaints?
No CFPB complaints against First International Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
