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The Hocking Valley Bank

Athens, OH · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Hocking Valley Bank is a bank based in Athens, Ohio, established in 1919, with $367 million in total assets across 5 branches. By Trust Grade it ranks 11th of 157 banks we track in Ohio. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against The Hocking Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$366.9M
$100M–1B institution
Deposits
$325.9M
Branches
5
Capital ratio
10.1%
Top 50% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.3%
Top 44% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#11
of 157 banks

How The Hocking Valley Bank compares to Ohio peers

Capital ratio
Top 50% of $100M–1B peers
The Hocking
10.1%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
The Hocking
1.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Hocking Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Hocking Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 7 W Stimson Ave, Athens, OH 45701
  • 23 S Court St, Athens, OH 45701
  • 5322 Washington Rd, Albany, OH 45710
  • 26111 Main St, Coolville, OH 45723
  • 118 N Plains Rd, The Plains, OH 45780

Are deposits at The Hocking Valley Bank insured?

Yes. The Hocking Valley Bank is an FDIC-insured bank (FDIC certificate #18858). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Hocking Valley Bank: frequently asked questions

Is The Hocking Valley Bank a good bank?

The Hocking Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.30%).

Is The Hocking Valley Bank FDIC-insured?

Yes. The Hocking Valley Bank is a FDIC-insured bank (FDIC certificate #18858). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Hocking Valley Bank?

The Hocking Valley Bank holds $367 million in total assets, ranking 11th of 157 banks we track in Ohio. It operates 5 branches.

Does The Hocking Valley Bank have CFPB complaints?

No CFPB complaints against The Hocking Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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