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Belmont Savings Bank

Bellaire, OH · Est. 1886 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Belmont Savings Bank is a bank based in Bellaire, Ohio, established in 1886, with $593 million in total assets across 4 branches. By Trust Grade it ranks 95th of 157 banks we track in Ohio. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Belmont Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$592.9M
$100M–1B institution
Deposits
$479.9M
Branches
4
Capital ratio
10.8%
Top 40% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#95
of 157 banks

How Belmont Savings Bank compares to Ohio peers

Capital ratio
Top 40% of $100M–1B peers
Belmont Savings
10.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Belmont Savings
0.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Belmont Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (10.8% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Belmont Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 215 W Main St, St. Clairsville, OH 43950
  • 298 Sthwy 7, Powhatan Point, OH 43942
  • 915 E Main St, Barnesville, OH 43713
  • 426 34th Street, Bellaire, OH 43906

Are deposits at Belmont Savings Bank insured?

Yes. Belmont Savings Bank is an FDIC-insured bank (FDIC certificate #28348). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Belmont Savings Bank: frequently asked questions

Is Belmont Savings Bank a good bank?

Belmont Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.30%).

Is Belmont Savings Bank FDIC-insured?

Yes. Belmont Savings Bank is a FDIC-insured bank (FDIC certificate #28348). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Belmont Savings Bank?

Belmont Savings Bank holds $593 million in total assets, ranking 95th of 157 banks we track in Ohio. It operates 4 branches.

Does Belmont Savings Bank have CFPB complaints?

No CFPB complaints against Belmont Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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