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Galion Building And Loan Bank

Galion, OH · Est. 1884 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Galion Building And Loan Bank is a bank based in Galion, Ohio, established in 1884, with $79 million in total assets across 2 branches. By Trust Grade it ranks 90th of 157 banks we track in Ohio. Its capital ratio of 10.9% trails most similarly sized banks (37th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Galion Building And Loan Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.5M
<$100M institution
Deposits
$64.3M
Branches
2
Capital ratio
10.9%
Bottom 37% of <$100M peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 27% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#90
of 157 banks

How Galion Building And Loan Bank compares to Ohio peers

Capital ratio
Bottom 37% of <$100M peers
Galion Building
10.9%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Galion Building
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Galion Building And Loan Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.9% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Galion Building And Loan Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 920 Bucyrus Rd, Galion, OH 44833
  • 135 S Market St, Galion, OH 44833

Are deposits at Galion Building And Loan Bank insured?

Yes. Galion Building And Loan Bank is an FDIC-insured bank (FDIC certificate #32307). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Galion Building And Loan Bank: frequently asked questions

Is Galion Building And Loan Bank a good bank?

Galion Building And Loan Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.41%).

Is Galion Building And Loan Bank FDIC-insured?

Yes. Galion Building And Loan Bank is a FDIC-insured bank (FDIC certificate #32307). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Galion Building And Loan Bank?

Galion Building And Loan Bank holds $79 million in total assets, ranking 90th of 157 banks we track in Ohio. It operates 2 branches.

Does Galion Building And Loan Bank have CFPB complaints?

No CFPB complaints against Galion Building And Loan Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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