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The Ottoville Bank Company

Ottoville, OH · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Ottoville Bank Company is a bank based in Ottoville, Ohio, established in 1904, with $92 million in total assets across 1 branch. By Trust Grade it ranks 45th of 157 banks we track in Ohio. Its capital ratio of 20.3% is stronger than 87% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against The Ottoville Bank Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.0M
<$100M institution
Deposits
$71.5M
Branches
1
Capital ratio
20.3%
Top 13% of <$100M peers · Ohio median 10.3%
Return on assets
1.4%
Top 27% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#45
of 157 banks

How The Ottoville Bank Company compares to Ohio peers

Capital ratio
Top 13% of <$100M peers
The Ottoville
20.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
The Ottoville
1.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Ottoville Bank Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.3% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Ottoville Bank Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 161 W 3rd St, Ottoville, OH 45876

Are deposits at The Ottoville Bank Company insured?

Yes. The Ottoville Bank Company is an FDIC-insured bank (FDIC certificate #8403). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Ottoville Bank Company: frequently asked questions

Is The Ottoville Bank Company a good bank?

The Ottoville Bank Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.3% capital ratio); Strongly profitable (ROA 1.39%).

Is The Ottoville Bank Company FDIC-insured?

Yes. The Ottoville Bank Company is a FDIC-insured bank (FDIC certificate #8403). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Ottoville Bank Company?

The Ottoville Bank Company holds $92 million in total assets, ranking 45th of 157 banks we track in Ohio. It operates 1 branch.

Does The Ottoville Bank Company have CFPB complaints?

No CFPB complaints against The Ottoville Bank Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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