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The Citizens National Bank Of Mcconnelsville

Mcconnelsville, OH · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Citizens National Bank Of Mcconnelsville is a bank based in Mcconnelsville, Ohio, established in 1900, with $106 million in total assets across 2 branches. By Trust Grade it ranks 65th of 157 banks we track in Ohio. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against The Citizens National Bank Of Mcconnelsville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$106.3M
$100M–1B institution
Deposits
$86.7M
Branches
2
Capital ratio
10.7%
Top 41% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#65
of 157 banks

How The Citizens National Bank Of Mcconnelsville compares to Ohio peers

Capital ratio
Top 41% of $100M–1B peers
The Citizens
10.7%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
The Citizens
0.8%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Citizens National Bank Of Mcconnelsville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.7% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens National Bank Of Mcconnelsville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 412 Main St, Duncan Falls, OH 43734
  • 100 E Main St, Mcconnelsville, OH 43756

Are deposits at The Citizens National Bank Of Mcconnelsville insured?

Yes. The Citizens National Bank Of Mcconnelsville is an FDIC-insured bank (FDIC certificate #6638). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens National Bank Of Mcconnelsville: frequently asked questions

Is The Citizens National Bank Of Mcconnelsville a good bank?

The Citizens National Bank Of Mcconnelsville earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.82%).

Is The Citizens National Bank Of Mcconnelsville FDIC-insured?

Yes. The Citizens National Bank Of Mcconnelsville is a FDIC-insured bank (FDIC certificate #6638). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens National Bank Of Mcconnelsville?

The Citizens National Bank Of Mcconnelsville holds $106 million in total assets, ranking 65th of 157 banks we track in Ohio. It operates 2 branches.

Does The Citizens National Bank Of Mcconnelsville have CFPB complaints?

No CFPB complaints against The Citizens National Bank Of Mcconnelsville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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