The First Central National Bank Of St. Paris is a bank based in St. Paris, Ohio, established in 1880, with $99 million in total assets across 4 branches. By Trust Grade it ranks 67th of 157 banks we track in Ohio. Its capital ratio of 18.9% is stronger than 84% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against The First Central National Bank Of St. Paris appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First Central National Bank Of St. Paris compares to Ohio peers
How we graded The First Central National Bank Of St. Paris
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.9% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First Central National Bank Of St. Paris over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- Two East Pike Street, Christiansburg, OH 45389
- 11013 Ohio 29, Rosewood, OH 43070
- 1754 E Us Highway 36, Urbana, OH 43078
- 103 S Springfield St, St. Paris, OH 43072
Are deposits at The First Central National Bank Of St. Paris insured?
Yes. The First Central National Bank Of St. Paris is an FDIC-insured bank (FDIC certificate #15214). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First Central National Bank Of St. Paris: frequently asked questions
Is The First Central National Bank Of St. Paris a good bank?
The First Central National Bank Of St. Paris earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Profitable (ROA 0.70%).
Is The First Central National Bank Of St. Paris FDIC-insured?
Yes. The First Central National Bank Of St. Paris is a FDIC-insured bank (FDIC certificate #15214). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First Central National Bank Of St. Paris?
The First Central National Bank Of St. Paris holds $99 million in total assets, ranking 67th of 157 banks we track in Ohio. It operates 4 branches.
Does The First Central National Bank Of St. Paris have CFPB complaints?
No CFPB complaints against The First Central National Bank Of St. Paris appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
