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Home Savings Bank Of Wapakoneta

Wapakoneta, OH · Est. 1941 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Home Savings Bank Of Wapakoneta is a bank based in Wapakoneta, Ohio, established in 1941, with $43 million in total assets across 1 branch. By Trust Grade it ranks 97th of 157 banks we track in Ohio. Its capital ratio of 11.8% trails most similarly sized banks (48th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Home Savings Bank Of Wapakoneta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.4M
<$100M institution
Deposits
$35.3M
Branches
1
Capital ratio
11.8%
Bottom 48% of <$100M peers · Ohio median 10.3%
Return on assets
0.3%
Bottom 22% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#97
of 157 banks

How Home Savings Bank Of Wapakoneta compares to Ohio peers

Capital ratio
Bottom 48% of <$100M peers
Home Savings
11.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of <$100M peers
Home Savings
0.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Home Savings Bank Of Wapakoneta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home Savings Bank Of Wapakoneta over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1 S Blackhoof St, Wapakoneta, OH 45895

Are deposits at Home Savings Bank Of Wapakoneta insured?

Yes. Home Savings Bank Of Wapakoneta is an FDIC-insured bank (FDIC certificate #30176). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home Savings Bank Of Wapakoneta: frequently asked questions

Is Home Savings Bank Of Wapakoneta a good bank?

Home Savings Bank Of Wapakoneta earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.25%).

Is Home Savings Bank Of Wapakoneta FDIC-insured?

Yes. Home Savings Bank Of Wapakoneta is a FDIC-insured bank (FDIC certificate #30176). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Home Savings Bank Of Wapakoneta?

Home Savings Bank Of Wapakoneta holds $43 million in total assets, ranking 97th of 157 banks we track in Ohio. It operates 1 branch.

Does Home Savings Bank Of Wapakoneta have CFPB complaints?

No CFPB complaints against Home Savings Bank Of Wapakoneta appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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