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The National Bank Of Adams County Of West Union

West Union, OH · Est. 1928 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The National Bank Of Adams County Of West Union is a bank based in West Union, Ohio, established in 1928, with $115 million in total assets across 1 branch. By Trust Grade it ranks 44th of 157 banks we track in Ohio. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against The National Bank Of Adams County Of West Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.3M
$100M–1B institution
Deposits
$102.0M
Branches
1
Capital ratio
11.1%
Top 36% of $100M–1B peers · Ohio median 10.3%
Return on assets
2.1%
Top 10% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#44
of 157 banks

How The National Bank Of Adams County Of West Union compares to Ohio peers

Capital ratio
Top 36% of $100M–1B peers
The National
11.1%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
The National
2.1%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The National Bank Of Adams County Of West Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 2.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The National Bank Of Adams County Of West Union over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 28 Market St, West Union, OH 45693

Are deposits at The National Bank Of Adams County Of West Union insured?

Yes. The National Bank Of Adams County Of West Union is an FDIC-insured bank (FDIC certificate #6728). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The National Bank Of Adams County Of West Union: frequently asked questions

Is The National Bank Of Adams County Of West Union a good bank?

The National Bank Of Adams County Of West Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 2.11%).

Is The National Bank Of Adams County Of West Union FDIC-insured?

Yes. The National Bank Of Adams County Of West Union is a FDIC-insured bank (FDIC certificate #6728). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The National Bank Of Adams County Of West Union?

The National Bank Of Adams County Of West Union holds $115 million in total assets, ranking 44th of 157 banks we track in Ohio. It operates 1 branch.

Does The National Bank Of Adams County Of West Union have CFPB complaints?

No CFPB complaints against The National Bank Of Adams County Of West Union appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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