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Spring Valley Bank

Wyoming, OH · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Spring Valley Bank is a bank based in Wyoming, Ohio, established in 1997, with $116 million in total assets across 1 branch. By Trust Grade it ranks 26th of 157 banks we track in Ohio. Its capital ratio of 34.8% is stronger than 99% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.64% return on assets. No consumer complaints against Spring Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.8M
$100M–1B institution
Deposits
$68.0M
Branches
1
Capital ratio
34.8%
Top 1% of $100M–1B peers · Ohio median 10.3%
Return on assets
2.6%
Top 4% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#26
of 157 banks

How Spring Valley Bank compares to Ohio peers

Capital ratio
Top 1% of $100M–1B peers
Spring Valley
34.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Spring Valley
2.6%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Spring Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (34.8% capital ratio)
  • Strongly profitable (ROA 2.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Spring Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1206 Springfield Pike, Wyoming, OH 45215

Are deposits at Spring Valley Bank insured?

Yes. Spring Valley Bank is an FDIC-insured bank (FDIC certificate #34386). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Spring Valley Bank: frequently asked questions

Is Spring Valley Bank a good bank?

Spring Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (34.8% capital ratio); Strongly profitable (ROA 2.64%).

Is Spring Valley Bank FDIC-insured?

Yes. Spring Valley Bank is a FDIC-insured bank (FDIC certificate #34386). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Spring Valley Bank?

Spring Valley Bank holds $116 million in total assets, ranking 26th of 157 banks we track in Ohio. It operates 1 branch.

Does Spring Valley Bank have CFPB complaints?

No CFPB complaints against Spring Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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