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North Valley Bank

Zanesville, OH · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

North Valley Bank is a bank based in Zanesville, Ohio, established in 1904, with $415 million in total assets across 10 branches. By Trust Grade it ranks 13th of 157 banks we track in Ohio. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against North Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$414.6M
$100M–1B institution
Deposits
$363.7M
Branches
10
Capital ratio
11.0%
Top 37% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.0%
Bottom 37% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#13
of 157 banks

How North Valley Bank compares to Ohio peers

Capital ratio
Top 37% of $100M–1B peers
North Valley
11.0%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
North Valley
1.0%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded North Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 2775 Maysville Pike, Zanesville, OH 43701
  • 100 E Main St, Somerset, OH 43783
  • 299 Yankeetown St, Mount Sterling, OH 43143
  • 10 3rd St, Malta, OH 43758
  • 25 N Main St, New Holland, OH 43145
  • 202 Commodore Ct, Hebron, OH 43025
  • 3636 Maple Ave, Zanesville, OH 43701
  • 5245 Walnut Rd Se, Buckeye Lake, OH 43008
  • 12101 Lancaster St, Millersport, OH 43046
  • 11 N 4th St, Zanesville, OH 43701

Are deposits at North Valley Bank insured?

Yes. North Valley Bank is an FDIC-insured bank (FDIC certificate #2284). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Valley Bank: frequently asked questions

Is North Valley Bank a good bank?

North Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 1.00%).

Is North Valley Bank FDIC-insured?

Yes. North Valley Bank is a FDIC-insured bank (FDIC certificate #2284). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North Valley Bank?

North Valley Bank holds $415 million in total assets, ranking 13th of 157 banks we track in Ohio. It operates 10 branches.

Does North Valley Bank have CFPB complaints?

No CFPB complaints against North Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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