Citizens Bank And Trust Company Of Ardmore is a bank based in Ardmore, Oklahoma, established in 1978, with $323 million in total assets across 4 branches. By Trust Grade it ranks 106th of 170 banks we track in Oklahoma. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Citizens Bank And Trust Company Of Ardmore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank And Trust Company Of Ardmore compares to Oklahoma peers
How we graded Citizens Bank And Trust Company Of Ardmore
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank And Trust Company Of Ardmore over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1100 N Commerce St, Ardmore, OK 73401
- Highway 199 And Us 177, Ardmore, OK 73401
- 10 W Main St, Ardmore, OK 73401
- 1715 N Commerce St, Ardmore, OK 73401
Are deposits at Citizens Bank And Trust Company Of Ardmore insured?
Yes. Citizens Bank And Trust Company Of Ardmore is an FDIC-insured bank (FDIC certificate #22717). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank And Trust Company Of Ardmore: frequently asked questions
Is Citizens Bank And Trust Company Of Ardmore a good bank?
Citizens Bank And Trust Company Of Ardmore earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.56%).
Is Citizens Bank And Trust Company Of Ardmore FDIC-insured?
Yes. Citizens Bank And Trust Company Of Ardmore is a FDIC-insured bank (FDIC certificate #22717). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank And Trust Company Of Ardmore?
Citizens Bank And Trust Company Of Ardmore holds $323 million in total assets, ranking 106th of 170 banks we track in Oklahoma. It operates 4 branches.
Does Citizens Bank And Trust Company Of Ardmore have CFPB complaints?
No CFPB complaints against Citizens Bank And Trust Company Of Ardmore appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
