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Bank Of Eufaula

Eufaula, OK · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Bank Of Eufaula is a bank based in Eufaula, Oklahoma, established in 1911, with $85 million in total assets across 2 branches. By Trust Grade it ranks 143rd of 170 banks we track in Oklahoma. Its capital ratio of 11.4% trails most similarly sized banks (43th percentile), versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Bank Of Eufaula appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$85.3M
<$100M institution
Deposits
$74.9M
Branches
2
Capital ratio
11.4%
Bottom 43% of <$100M peers · Oklahoma median 10.4%
Return on assets
-0.1%
Bottom 14% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#143
of 170 banks

How Bank Of Eufaula compares to Oklahoma peers

Capital ratio
Bottom 43% of <$100M peers
Bank Of
11.4%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of <$100M peers
Bank Of
-0.1%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Eufaula

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (11.4% capital ratio)
  • Unprofitable over the period (ROA -0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Eufaula over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • First And Pine, Eufaula, OK 74432
  • 102 N Main St, Eufaula, OK 74432

Are deposits at Bank Of Eufaula insured?

Yes. Bank Of Eufaula is an FDIC-insured bank (FDIC certificate #4094). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Eufaula: frequently asked questions

Is Bank Of Eufaula a good bank?

Bank Of Eufaula earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Unprofitable over the period (ROA -0.06%).

Is Bank Of Eufaula FDIC-insured?

Yes. Bank Of Eufaula is a FDIC-insured bank (FDIC certificate #4094). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Eufaula?

Bank Of Eufaula holds $85 million in total assets, ranking 143rd of 170 banks we track in Oklahoma. It operates 2 branches.

Does Bank Of Eufaula have CFPB complaints?

No CFPB complaints against Bank Of Eufaula appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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