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The Farmers And Merchants National Bank Of Fairview

Fairview, OK · Est. 1907 · Website ↗
B
Trust Grade
Strong
Score: 81/100

The Farmers And Merchants National Bank Of Fairview is a bank based in Fairview, Oklahoma, established in 1907, with $125 million in total assets across 1 branch. By Trust Grade it ranks 163rd of 170 banks we track in Oklahoma. Its capital ratio of 5.9% trails most similarly sized banks (2th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against The Farmers And Merchants National Bank Of Fairview appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$125.1M
$100M–1B institution
Deposits
$108.6M
Branches
1
Capital ratio
5.9%
Bottom 2% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#163
of 170 banks

How The Farmers And Merchants National Bank Of Fairview compares to Oklahoma peers

Capital ratio
Bottom 2% of $100M–1B peers
The Farmers
5.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
The Farmers
0.8%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers And Merchants National Bank Of Fairview

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers And Merchants National Bank Of Fairview over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 312 N Main St, Fairview, OK 73737

Are deposits at The Farmers And Merchants National Bank Of Fairview insured?

Yes. The Farmers And Merchants National Bank Of Fairview is an FDIC-insured bank (FDIC certificate #4097). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers And Merchants National Bank Of Fairview: frequently asked questions

Is The Farmers And Merchants National Bank Of Fairview a good bank?

The Farmers And Merchants National Bank Of Fairview earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.76%).

Is The Farmers And Merchants National Bank Of Fairview FDIC-insured?

Yes. The Farmers And Merchants National Bank Of Fairview is a FDIC-insured bank (FDIC certificate #4097). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers And Merchants National Bank Of Fairview?

The Farmers And Merchants National Bank Of Fairview holds $125 million in total assets, ranking 163rd of 170 banks we track in Oklahoma. It operates 1 branch.

Does The Farmers And Merchants National Bank Of Fairview have CFPB complaints?

No CFPB complaints against The Farmers And Merchants National Bank Of Fairview appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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