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The Farmers Bank

Carnegie, OK · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The Farmers Bank is a bank based in Carnegie, Oklahoma, established in 1905, with $123 million in total assets across 2 branches. By Trust Grade it ranks 85th of 170 banks we track in Oklahoma. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against The Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$123.0M
$100M–1B institution
Deposits
$104.7M
Branches
2
Capital ratio
11.6%
Top 31% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#85
of 170 banks

How The Farmers Bank compares to Oklahoma peers

Capital ratio
Top 31% of $100M–1B peers
The Farmers
11.6%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
The Farmers
0.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 31 West Main Street, Carnegie, OK 73015
  • 1300 N Walker Ave, Oklahoma City, OK 73103

Are deposits at The Farmers Bank insured?

Yes. The Farmers Bank is an FDIC-insured bank (FDIC certificate #4054). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers Bank: frequently asked questions

Is The Farmers Bank a good bank?

The Farmers Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.94%).

Is The Farmers Bank FDIC-insured?

Yes. The Farmers Bank is a FDIC-insured bank (FDIC certificate #4054). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers Bank?

The Farmers Bank holds $123 million in total assets, ranking 85th of 170 banks we track in Oklahoma. It operates 2 branches.

Does The Farmers Bank have CFPB complaints?

No CFPB complaints against The Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Ssb Bank
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First Bank
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Corebank
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Snb Bank, National Association
bank · Shattuck, OK · $129M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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