Legacy Bank is a bank based in Hinton, Oklahoma, established in 1902, with $694 million in total assets across 10 branches. By Trust Grade it ranks 152nd of 170 banks we track in Oklahoma. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Legacy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legacy Bank compares to Oklahoma peers
How we graded Legacy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legacy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 101 W Main St, Hinton, OK 73047
- 3696 N Highway 81, Duncan, OK 73533
- 509 Nw 32nd St, Newcastle, OK 73065
- 921 W 3rd St, Elk City, OK 73644
- 225 W Main St, Binger, OK 73009
- 701 E Main St, Weatherford, OK 73096
- 1401 S. Broadway, Marlow, OK 73055
- 13425 N Macarthur Blvd, Oklahoma City, OK 73142
- 2801 W Memorial Rd, Oklahoma City, OK 73134
- 107 Northeast 10th Street, Blanchard, OK 73010
Are deposits at Legacy Bank insured?
Yes. Legacy Bank is an FDIC-insured bank (FDIC certificate #4042). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legacy Bank: frequently asked questions
Is Legacy Bank a good bank?
Legacy Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.34%).
Is Legacy Bank FDIC-insured?
Yes. Legacy Bank is a FDIC-insured bank (FDIC certificate #4042). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Legacy Bank?
Legacy Bank holds $694 million in total assets, ranking 152nd of 170 banks we track in Oklahoma. It operates 10 branches.
Does Legacy Bank have CFPB complaints?
No CFPB complaints against Legacy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
