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American Nation Bank

Ardmore, OK · Est. 1983 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

American Nation Bank is a bank based in Ardmore, Oklahoma, established in 1983, with $688 million in total assets across 10 branches. By Trust Grade it ranks 99th of 170 banks we track in Oklahoma. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against American Nation Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$688.3M
$100M–1B institution
Deposits
$576.3M
Branches
10
Capital ratio
9.4%
Bottom 36% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.6%
Top 29% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#99
of 170 banks

How American Nation Bank compares to Oklahoma peers

Capital ratio
Bottom 36% of $100M–1B peers
American Nation
9.4%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
American Nation
1.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded American Nation Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Nation Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 975 Keller Pkwy, Keller, TX 76248
  • 1901 N Commerce St, Ardmore, OK 73401
  • 6295 W Broadway St, Ardmore, OK 73401
  • 205 N Commerce St, Ardmore, OK 73401
  • 825 N Saginaw Blvd, Saginaw, TX 76179
  • 1117 S Commerce St, Ardmore, OK 73401
  • 3018 W University Blvd, Durant, OK 74701
  • 122 Oak Main Ave, Comanche, OK 73529
  • 1003 Memorial Dr, Marietta, OK 73448
  • 1251 Us Highway 70a, Wilson, OK 73463

Are deposits at American Nation Bank insured?

Yes. American Nation Bank is an FDIC-insured bank (FDIC certificate #24472). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Nation Bank: frequently asked questions

Is American Nation Bank a good bank?

American Nation Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.57%).

Is American Nation Bank FDIC-insured?

Yes. American Nation Bank is a FDIC-insured bank (FDIC certificate #24472). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Nation Bank?

American Nation Bank holds $688 million in total assets, ranking 99th of 170 banks we track in Oklahoma. It operates 10 branches.

Does American Nation Bank have CFPB complaints?

No CFPB complaints against American Nation Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Prism Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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