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Grant County Bank

Medford, OK · Est. 1895 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Grant County Bank is a bank based in Medford, Oklahoma, established in 1895, with $59 million in total assets across 1 branch. By Trust Grade it ranks 139th of 170 banks we track in Oklahoma. Its capital ratio of 15.0% is stronger than 72% of similarly sized banks, versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-0.07% return on assets), a point to watch. No consumer complaints against Grant County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$59.3M
<$100M institution
Deposits
$50.0M
Branches
1
Capital ratio
15.0%
Top 28% of <$100M peers · Oklahoma median 10.4%
Return on assets
-0.1%
Bottom 14% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#139
of 170 banks

How Grant County Bank compares to Oklahoma peers

Capital ratio
Top 28% of <$100M peers
Grant County
15.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of <$100M peers
Grant County
-0.1%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Grant County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (15.0% capital ratio)
  • Unprofitable over the period (ROA -0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grant County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 120 S Main St, Medford, OK 73759

Are deposits at Grant County Bank insured?

Yes. Grant County Bank is an FDIC-insured bank (FDIC certificate #15778). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grant County Bank: frequently asked questions

Is Grant County Bank a good bank?

Grant County Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Unprofitable over the period (ROA -0.07%).

Is Grant County Bank FDIC-insured?

Yes. Grant County Bank is a FDIC-insured bank (FDIC certificate #15778). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Grant County Bank?

Grant County Bank holds $59 million in total assets, ranking 139th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Grant County Bank have CFPB complaints?

No CFPB complaints against Grant County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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