Exchange Bank And Trust Company is a bank based in Perry, Oklahoma, established in 1896, with $433 million in total assets across 3 branches. By Trust Grade it ranks 124th of 170 banks we track in Oklahoma. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Exchange Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Exchange Bank And Trust Company compares to Oklahoma peers
How we graded Exchange Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Exchange Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 4301 W 6th Ave, Stillwater, OK 74074
- 310 N Main St, Stillwater, OK 74075
- 523 Delaware St, Perry, OK 73077
Are deposits at Exchange Bank And Trust Company insured?
Yes. Exchange Bank And Trust Company is an FDIC-insured bank (FDIC certificate #13366). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Exchange Bank And Trust Company: frequently asked questions
Is Exchange Bank And Trust Company a good bank?
Exchange Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.78%).
Is Exchange Bank And Trust Company FDIC-insured?
Yes. Exchange Bank And Trust Company is a FDIC-insured bank (FDIC certificate #13366). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Exchange Bank And Trust Company?
Exchange Bank And Trust Company holds $433 million in total assets, ranking 124th of 170 banks we track in Oklahoma. It operates 3 branches.
Does Exchange Bank And Trust Company have CFPB complaints?
No CFPB complaints against Exchange Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
