First Bank & Trust Company is a bank based in Perry, Oklahoma, established in 1934, with $261 million in total assets across 4 branches. By Trust Grade it ranks 78th of 170 banks we track in Oklahoma. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against First Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank & Trust Company compares to Oklahoma peers
How we graded First Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 4th And Main Streets, Covington, OK 73730
- 601 Harrison St, Pawnee, OK 74058
- 111 W Main St, Billings, OK 74630
- 401 N 7th St, Perry, OK 73077
Are deposits at First Bank & Trust Company insured?
Yes. First Bank & Trust Company is an FDIC-insured bank (FDIC certificate #13946). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank & Trust Company: frequently asked questions
Is First Bank & Trust Company a good bank?
First Bank & Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.58%).
Is First Bank & Trust Company FDIC-insured?
Yes. First Bank & Trust Company is a FDIC-insured bank (FDIC certificate #13946). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank & Trust Company?
First Bank & Trust Company holds $261 million in total assets, ranking 78th of 170 banks we track in Oklahoma. It operates 4 branches.
Does First Bank & Trust Company have CFPB complaints?
No CFPB complaints against First Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
