First Summit Bank is a bank based in Ryan, Oklahoma, established in 1894, with $34 million in total assets across 2 branches. By Trust Grade it ranks 42nd of 170 banks we track in Oklahoma. Its capital ratio of 13.6% is stronger than 63% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against First Summit Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Summit Bank compares to Oklahoma peers
How we graded First Summit Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for First Summit Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 527 Washington Street, Ryan, OK 73565
- 2251 E Main St, Weatherford, OK 73096
Are deposits at First Summit Bank insured?
Yes. First Summit Bank is an FDIC-insured bank (FDIC certificate #399). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Summit Bank: frequently asked questions
Is First Summit Bank a good bank?
First Summit Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.04%).
Is First Summit Bank FDIC-insured?
Yes. First Summit Bank is a FDIC-insured bank (FDIC certificate #399). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Summit Bank?
First Summit Bank holds $34 million in total assets, ranking 42nd of 170 banks we track in Oklahoma. It operates 2 branches.
Does First Summit Bank have CFPB complaints?
No CFPB complaints against First Summit Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
