Skip to main content
bank

Washita State Bank

Burns Flat, OK · Est. 1977 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Washita State Bank is a bank based in Burns Flat, Oklahoma, established in 1977, with $44 million in total assets across 1 branch. By Trust Grade it ranks 140th of 170 banks we track in Oklahoma. Its capital ratio of 14.7% is stronger than 70% of similarly sized banks, versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-0.02% return on assets), a point to watch. No consumer complaints against Washita State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.8M
<$100M institution
Deposits
$35.3M
Branches
1
Capital ratio
14.7%
Top 30% of <$100M peers · Oklahoma median 10.4%
Return on assets
-0.0%
Bottom 15% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#140
of 170 banks

How Washita State Bank compares to Oklahoma peers

Capital ratio
Top 30% of <$100M peers
Washita State
14.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Washita State
-0.0%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Washita State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (14.7% capital ratio)
  • Unprofitable over the period (ROA -0.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Washita State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 701 State Highway 44, Burns Flat, OK 73624

Are deposits at Washita State Bank insured?

Yes. Washita State Bank is an FDIC-insured bank (FDIC certificate #22430). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washita State Bank: frequently asked questions

Is Washita State Bank a good bank?

Washita State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Unprofitable over the period (ROA -0.02%).

Is Washita State Bank FDIC-insured?

Yes. Washita State Bank is a FDIC-insured bank (FDIC certificate #22430). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Washita State Bank?

Washita State Bank holds $44 million in total assets, ranking 140th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Washita State Bank have CFPB complaints?

No CFPB complaints against Washita State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

1st Bank In Hominy
bank · Hominy, OK · $45M assets
First State Bank
bank · Noble, OK · $50M assets
Peoples Bank And Trust Company
bank · Ryan, OK · $51M assets
First American Bank
bank · Stonewall, OK · $36M assets
First Summit Bank
bank · Ryan, OK · $34M assets
Bank Of Vici
bank · Vici, OK · $32M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →