The Exchange Bank is a bank based in Skiatook, Oklahoma, established in 1930, with $155 million in total assets across 3 branches. By Trust Grade it ranks 75th of 170 banks we track in Oklahoma. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against The Exchange Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Exchange Bank compares to Oklahoma peers
How we graded The Exchange Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Exchange Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 111 N Highway 11, Sperry, OK 74073
- 9701 E 86th St N, Owasso, OK 74055
- 300 W Rogers Blvd, Skiatook, OK 74070
Are deposits at The Exchange Bank insured?
Yes. The Exchange Bank is an FDIC-insured bank (FDIC certificate #10672). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Exchange Bank: frequently asked questions
Is The Exchange Bank a good bank?
The Exchange Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.12%).
Is The Exchange Bank FDIC-insured?
Yes. The Exchange Bank is a FDIC-insured bank (FDIC certificate #10672). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Exchange Bank?
The Exchange Bank holds $155 million in total assets, ranking 75th of 170 banks we track in Oklahoma. It operates 3 branches.
Does The Exchange Bank have CFPB complaints?
No CFPB complaints against The Exchange Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
