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American Bank

Allentown, PA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Bank is a bank based in Allentown, Pennsylvania, established in 1997, with $1.1 billion in total assets across 1 branch. By Trust Grade it ranks 13th of 110 banks we track in Pennsylvania. Its capital ratio of 10.2% trails most similarly sized banks (49th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$903.3M
Branches
1
Capital ratio
10.2%
Bottom 49% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.3%
Top 43% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#13
of 110 banks

How American Bank compares to Pennsylvania peers

Capital ratio
Bottom 49% of $1B–10B peers
American Bank
10.2%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $1B–10B peers
American Bank
1.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded American Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 4029 W Tilghman St, Allentown, PA 18104

Are deposits at American Bank insured?

Yes. American Bank is an FDIC-insured bank (FDIC certificate #34422). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank: frequently asked questions

Is American Bank a good bank?

American Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.31%).

Is American Bank FDIC-insured?

Yes. American Bank is a FDIC-insured bank (FDIC certificate #34422). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank?

American Bank holds $1.1 billion in total assets, ranking 13th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does American Bank have CFPB complaints?

No CFPB complaints against American Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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