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Reliance Savings Bank

Altoona, PA · Est. 1939 · Website ↗
89/ 100
Trust Grade
Strong
89 out of 100

Reliance Savings Bank is a bank based in Altoona, Pennsylvania, established in 1939, with $663 million in total assets across 9 branches. By Trust Grade it ranks 84th of 110 banks we track in Pennsylvania. Its capital ratio of 11.7% is stronger than 71% of similarly sized banks, versus a Pennsylvania median of 10.7%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Reliance Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$663.1M
$100M–1B institution
Deposits
$520.6M
Branches
9
Capital ratio
11.7%
Top 29% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
-0.1%
Bottom 3% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#84
of 110 banks

How Reliance Savings Bank compares to Pennsylvania peers

Capital ratio
Top 29% of $100M–1B peers
Reliance Savings
11.7%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Reliance Savings
-0.1%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Reliance Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
89/100
  • Strongly capitalized (11.7% capital ratio)
  • Unprofitable over the period (ROA -0.11%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Reliance Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1254 Plank Rd, Duncansville, PA 16635
  • 226 W Plank Rd, Altoona, PA 16602
  • 100 Hawbaker Industrial Dr, State College, PA 16803
  • 401 S Logan Blvd, Altoona, PA 16602
  • 1300 11th Avenue, Altoona, PA 16601
  • 916 Pennsylvania Ave, Tyrone, PA 16686
  • 1921 Pleasant Valley Blvd, Altoona, PA 16602
  • 3918 Cove Mountain Rd, Martinsburg, PA 16662
  • 801 E Bishop St, Bellefonte, PA 16823

Are deposits at Reliance Savings Bank insured?

Yes. Reliance Savings Bank is an FDIC-insured bank (FDIC certificate #30117). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Reliance Savings Bank: frequently asked questions

Is Reliance Savings Bank a good bank?

Reliance Savings Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -0.11%).

Is Reliance Savings Bank FDIC-insured?

Yes. Reliance Savings Bank is a FDIC-insured bank (FDIC certificate #30117). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Reliance Savings Bank?

Reliance Savings Bank holds $663 million in total assets, ranking 84th of 110 banks we track in Pennsylvania. It operates 9 branches.

Does Reliance Savings Bank have CFPB complaints?

No CFPB complaints against Reliance Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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