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First Resource Bank

Exton, PA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

First Resource Bank is a bank based in Exton, Pennsylvania, established in 2005, with $811 million in total assets across 3 branches. By Trust Grade it ranks 72nd of 110 banks we track in Pennsylvania. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against First Resource Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$811.0M
$100M–1B institution
Deposits
$722.6M
Branches
3
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
1.3%
Top 44% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#72
of 110 banks

How First Resource Bank compares to Pennsylvania peers

Capital ratio
Bottom 18% of $100M–1B peers
First Resource
8.2%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
First Resource
1.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Resource Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Resource Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 800 N Pottstown Pike, Exton, PA 19341
  • 844 Paoli Pike, West Chester, PA 19380
  • 321 W Lancaster Ave, Wayne, PA 19087

Are deposits at First Resource Bank insured?

Yes. First Resource Bank is an FDIC-insured bank (FDIC certificate #57967). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Resource Bank: frequently asked questions

Is First Resource Bank a good bank?

First Resource Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.31%).

Is First Resource Bank FDIC-insured?

Yes. First Resource Bank is a FDIC-insured bank (FDIC certificate #57967). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Resource Bank?

First Resource Bank holds $811 million in total assets, ranking 72nd of 110 banks we track in Pennsylvania. It operates 3 branches.

Does First Resource Bank have CFPB complaints?

No CFPB complaints against First Resource Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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