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Mid Penn Bank

Millersburg, PA · Est. 1868 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Mid Penn Bank is a bank based in Millersburg, Pennsylvania, established in 1868, with $6.9 billion in total assets across 67 branches. By Trust Grade it ranks 33rd of 110 banks we track in Pennsylvania. Its capital ratio of 12.3% is stronger than 79% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Mid Penn Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.9B
$1B–10B institution
Deposits
$6.0B
Branches
67
Capital ratio
12.3%
Top 21% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.0%
Bottom 36% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#33
of 110 banks

How Mid Penn Bank compares to Pennsylvania peers

Capital ratio
Top 21% of $1B–10B peers
Mid Penn
12.3%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $1B–10B peers
Mid Penn
1.0%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Mid Penn Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.3% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mid Penn Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (67)

  • 439 Livingston Ave, New Brunswick, NJ 08901
  • 125 S Arch St, Connellsville, PA 15425
  • 9585 William Penn Hwy, Huntingdon, PA 16652
  • 500 S State Rd, Marysville, PA 17053
  • 4509 Derry St, Harrisburg, PA 17111
  • 1001 Peters Mountain Rd, Dauphin, PA 17018
  • 4622 Carlisle Pike, Mechanicsburg, PA 17050
  • West Market And 22nd Streets, Pottsville, PA 17901
  • Pottsville Park Plaza, Pottsville, PA 17901
  • 100 Hollywood Blvd, Orwigsburg, PA 17961
  • 204 Bridge St, Clearfield, PA 16830
  • 19 Irwin Dr, Philipsburg, PA 16866
  • 407 Walnut St, Curwensville, PA 16833
  • 91 Beaver Dr, Du Bois, PA 15801
  • 444 West Main Street, Freehold Township, NJ 07728
  • Route 819 South, Mount Pleasant, PA 15666
  • 911 2nd Street Pike, Richboro, PA 18954
  • 400 W Trenton Ave, Morrisville, PA 19067
  • 1100 Spring Garden Dr, Middletown, PA 17057
  • 201 Pond St, Bristol, PA 19007
  • 2615 N Front St, Harrisburg, PA 17110
  • 504 S Lehigh Ave, Frackville, PA 17931
  • 701 Erial Rd, Pine Hill, NJ 08021
  • 1310 Broadcasting Rd, Wyomissing, PA 19610
  • 5039 Church Rd, Mount Laurel, NJ 08054
  • 321 Broadway, Westville, NJ 08093
  • 1309 Woodbourne Rd, Levittown, PA 19057
  • 509 S White Horse Pike, Audubon, NJ 08106
  • 51 South Front Street, Steelton, PA 17113
  • 2900 Comly Rd, Philadelphia, PA 19154
  • 3101 Shillington Rd, Sinking Spring, PA 19608
  • 1040 Haddon Ave, Camden, NJ 08103
  • 17 N 2nd St, Harrisburg, PA 17101
  • 249 Applegarth Rd, Monroe Township, NJ 08831
  • 104 Pheasant Run, Newtown, PA 18940
  • 4642 State Route 209, Elizabethville, PA 17023
  • 2148 Market St, Camp Hill, PA 17011
  • 4200 5th Street Hwy, Temple, PA 19560
  • 10 Sentry Pkwy, Blue Bell, PA 19422
  • 2701 E Allegheny Ave, Philadelphia, PA 19134

Are deposits at Mid Penn Bank insured?

Yes. Mid Penn Bank is an FDIC-insured bank (FDIC certificate #9889). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mid Penn Bank: frequently asked questions

Is Mid Penn Bank a good bank?

Mid Penn Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.05%).

Is Mid Penn Bank FDIC-insured?

Yes. Mid Penn Bank is a FDIC-insured bank (FDIC certificate #9889). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mid Penn Bank?

Mid Penn Bank holds $6.9 billion in total assets, ranking 33rd of 110 banks we track in Pennsylvania. It operates 67 branches.

Does Mid Penn Bank have CFPB complaints?

No CFPB complaints against Mid Penn Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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