Security Federal Bank is a bank based in Aiken, South Carolina, established in 1922, with $1.6 billion in total assets across 19 branches. By Trust Grade it ranks 23rd of 44 banks we track in South Carolina. Its capital ratio of 9.4% trails most similarly sized banks (32th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Security Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Security Federal Bank compares to South Carolina peers
How we graded Security Federal Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Security Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 50 Canal St, Graniteville, SC 29829
- 4568 Jefferson Davis Hwy, Clearwater, SC 29842
- 2812 Augusta Street, Langley, SC 29834
- 118 Main St N, Wagener, SC 29164
- 313 E Martintown Rd, North Augusta, SC 29841
- 1665 Richland Ave, Aiken, SC 29801
- 2587 Whiskey Rd, Aiken, SC 29803
- 5446 Sunset Blvd, Lexington, SC 29072
- 238 Richland Ave W, Aiken, SC 29801
- 1185 Sunset Blvd, West Columbia, SC 29169
- 7004 Evans Town Center Blvd, Evans, GA 30809
- 1900 Assembly St, Columbia, SC 29201
- 1705 Whiskey Rd, Aiken, SC 29803
- 1790 Dutch Fork Rd, Irmo, SC 29063
- 5133 Washington Rd, Evans, GA 30809
- 636 E Main St, Ridge Spring, SC 29129
- 1607 Walton Way, Augusta, GA 30904
- 9370 Two Notch Rd, Columbia, SC 29223
- 1109 Broad St, Augusta, GA 30901
Are deposits at Security Federal Bank insured?
Yes. Security Federal Bank is an FDIC-insured bank (FDIC certificate #31100). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Security Federal Bank: frequently asked questions
Is Security Federal Bank a good bank?
Security Federal Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.79%).
Is Security Federal Bank FDIC-insured?
Yes. Security Federal Bank is a FDIC-insured bank (FDIC certificate #31100). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Security Federal Bank?
Security Federal Bank holds $1.6 billion in total assets, ranking 23rd of 44 banks we track in South Carolina. It operates 19 branches.
Does Security Federal Bank have CFPB complaints?
No CFPB complaints against Security Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
