The Bank Of South Carolina is a bank based in Charleston, South Carolina, established in 1987, with $562 million in total assets across 6 branches. By Trust Grade it ranks 8th of 44 banks we track in South Carolina. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against The Bank Of South Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank Of South Carolina compares to South Carolina peers
How we graded The Bank Of South Carolina
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank Of South Carolina over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 100 N Main St, Summerville, SC 29483
- 1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464
- 2027 Sam Rittenberg Blvd, Charleston, SC 29407
- 256 Meeting St, Charleston, SC 29401
- 9403 Highway 78, Ladson, SC 29456
- 1730 Maybank Highway, Charleston, SC 29412
Are deposits at The Bank Of South Carolina insured?
Yes. The Bank Of South Carolina is an FDIC-insured bank (FDIC certificate #26912). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank Of South Carolina: frequently asked questions
Is The Bank Of South Carolina a good bank?
The Bank Of South Carolina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.45%).
Is The Bank Of South Carolina FDIC-insured?
Yes. The Bank Of South Carolina is a FDIC-insured bank (FDIC certificate #26912). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank Of South Carolina?
The Bank Of South Carolina holds $562 million in total assets, ranking 8th of 44 banks we track in South Carolina. It operates 6 branches.
Does The Bank Of South Carolina have CFPB complaints?
No CFPB complaints against The Bank Of South Carolina appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
