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Arthur State Bank

Union, SC · Est. 1933 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Arthur State Bank is a bank based in Union, South Carolina, established in 1933, with $826 million in total assets across 19 branches. By Trust Grade it ranks 40th of 44 banks we track in South Carolina. Its capital ratio of 6.7% trails most similarly sized banks (5th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Arthur State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$825.8M
$100M–1B institution
Deposits
$692.5M
Branches
19
Capital ratio
6.7%
Bottom 5% of $100M–1B peers · South Carolina median 9.8%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#40
of 44 banks

How Arthur State Bank compares to South Carolina peers

Capital ratio
Bottom 5% of $100M–1B peers
Arthur State
6.7%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Arthur State
1.1%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Arthur State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (6.7% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arthur State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 205 Jacobs Hwy, Clinton, SC 29325
  • 595 N Main St, Woodruff, SC 29388
  • 731 Laurens Rd, Woodruff, SC 29388
  • 4285 South Church Street Extention, Roebuck, SC 29376
  • 1412 Lockhart Hwy, Union, SC 29379
  • 501 N Duncan Byp, Union, SC 29379
  • 756 E Main St, Spartanburg, SC 29302
  • 8770 Warren H Abernathy Hwy, Spartanburg, SC 29301
  • 1410 N Pleasantburg Dr, Greenville, SC 29607
  • 1925 Augusta St, Greenville, SC 29605
  • 201 Herlong Ave S, Rock Hill, SC 29732
  • 2140 N Beltline Blvd, Columbia, SC 29204
  • 121 Sparkleberry Crossing Rd, Columbia, SC 29229
  • 1700 Gervais St, Columbia, SC 29201
  • 5051 Sunset Blvd, Lexington, SC 29072
  • 112 N Alabama Ave, Chesnee, SC 29323
  • 930 N Main St, Fountain Inn, SC 29644
  • 131 S Main St, Woodruff, SC 29388
  • 100 E Main St, Union, SC 29379

Are deposits at Arthur State Bank insured?

Yes. Arthur State Bank is an FDIC-insured bank (FDIC certificate #15085). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arthur State Bank: frequently asked questions

Is Arthur State Bank a good bank?

Arthur State Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Strongly profitable (ROA 1.07%).

Is Arthur State Bank FDIC-insured?

Yes. Arthur State Bank is a FDIC-insured bank (FDIC certificate #15085). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Arthur State Bank?

Arthur State Bank holds $826 million in total assets, ranking 40th of 44 banks we track in South Carolina. It operates 19 branches.

Does Arthur State Bank have CFPB complaints?

No CFPB complaints against Arthur State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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