Carolina Bank & Trust Co. is a bank based in Lamar, South Carolina, established in 1936, with $831 million in total assets across 14 branches. By Trust Grade it ranks 5th of 44 banks we track in South Carolina. Its capital ratio of 13.1% is stronger than 81% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Carolina Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Carolina Bank & Trust Co. compares to South Carolina peers
How we graded Carolina Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Carolina Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 112 Main St, Lamar, SC 29069
- 243 E Main St, Bennettsville, SC 29512
- 166 Olde Towne Center, Chesterfield, SC 29709
- 110 W Mcintyre St, Mullins, SC 29574
- 103 N Main St, Darlington, SC 29532
- 408 E Ashby Rd, Quinby, SC 29506
- 525 S 5th St, Hartsville, SC 29550
- 320 Chesterfield Hwy, Cheraw, SC 29520
- 1042 N 5th St, Hartsville, SC 29550
- 109 Express Ln, Darlington, SC 29532
- 3037 W Palmetto St, Florence, SC 29501
- 1043 Sea Mountain Hwy, North Myrtle Beach, SC 29582
- 1539 S Irby St, Florence, SC 29505
- 185 W Evans St, Florence, SC 29501
Are deposits at Carolina Bank & Trust Co. insured?
Yes. Carolina Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #16723). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Carolina Bank & Trust Co.: frequently asked questions
Is Carolina Bank & Trust Co. a good bank?
Carolina Bank & Trust Co. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.68%).
Is Carolina Bank & Trust Co. FDIC-insured?
Yes. Carolina Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #16723). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Carolina Bank & Trust Co.?
Carolina Bank & Trust Co. holds $831 million in total assets, ranking 5th of 44 banks we track in South Carolina. It operates 14 branches.
Does Carolina Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Carolina Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
