Bank Of The Lowcountry is a bank based in Walterboro, South Carolina, established in 1989, with $424 million in total assets across 5 branches. By Trust Grade it ranks 44th of 44 banks we track in South Carolina. Its capital ratio of 6.8% trails most similarly sized banks (6th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.77% return on assets. Consumers filed 10 complaints about Lowcountry Credit Inc. with the CFPB — 23.6 per $1B in assets, a higher rate than 76% of peers.
How Bank Of The Lowcountry compares to South Carolina peers
How we graded Bank Of The Lowcountry
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.8% capital ratio)
- Profitable (ROA 0.77%)
- 23.6 complaints per $1B in assets
Consumer complaints (CFPB)
10 complaints filed with the CFPB against Lowcountry Credit Inc. — 23.6 per $1B in assets.
Branch locations (5)
- 6225 Savannah Hwy, Ravenel, SC 29470
- 1100 N Jefferies Blvd, Walterboro, SC 29488
- 8058 E Main St, Ridgeland, SC 29936
- 767 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
- 1923 Sam Rittenberg Blvd, Charleston, SC 29407
Are deposits at Bank Of The Lowcountry insured?
Yes. Bank Of The Lowcountry is an FDIC-insured bank (FDIC certificate #27496). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of The Lowcountry: frequently asked questions
Is Bank Of The Lowcountry a good bank?
Bank Of The Lowcountry earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 85/100 and a customer-experience score of 45.5/100. Well-capitalized (6.8% capital ratio); Profitable (ROA 0.77%).
Is Bank Of The Lowcountry FDIC-insured?
Yes. Bank Of The Lowcountry is a FDIC-insured bank (FDIC certificate #27496). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of The Lowcountry?
Bank Of The Lowcountry holds $424 million in total assets, ranking 44th of 44 banks we track in South Carolina. It operates 5 branches.
How many complaints does Bank Of The Lowcountry have?
Consumers filed 10 complaints about Lowcountry Credit Inc. with the CFPB, or 23.6 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
