First National Bank Of South Carolina is a bank based in Holly Hill, South Carolina, established in 1905, with $310 million in total assets across 8 branches. By Trust Grade it ranks 7th of 44 banks we track in South Carolina. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against First National Bank Of South Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of South Carolina compares to South Carolina peers
How we graded First National Bank Of South Carolina
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of South Carolina over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 801 Gilway St, Holly Hill, SC 29059
- 12181 Old Number Six Hwy, Eutawville, SC 29048
- 143 W Main St, Harleyville, SC 29448
- 415 N Main St, Summerville, SC 29483
- 1400 Boone Hill Rd, Summerville, SC 29483
- 173 Church St, Ridgeville, SC 29472
- 1710 N Main St, Summerville, SC 29486
- 106 Thomason Blvd, Goose Creek, SC 29445
Are deposits at First National Bank Of South Carolina insured?
Yes. First National Bank Of South Carolina is an FDIC-insured bank (FDIC certificate #2107). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of South Carolina: frequently asked questions
Is First National Bank Of South Carolina a good bank?
First National Bank Of South Carolina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.15%).
Is First National Bank Of South Carolina FDIC-insured?
Yes. First National Bank Of South Carolina is a FDIC-insured bank (FDIC certificate #2107). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of South Carolina?
First National Bank Of South Carolina holds $310 million in total assets, ranking 7th of 44 banks we track in South Carolina. It operates 8 branches.
Does First National Bank Of South Carolina have CFPB complaints?
No CFPB complaints against First National Bank Of South Carolina appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
