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Dacotah Bank

Aberdeen, SD · Est. 1955 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Dacotah Bank is a bank based in Aberdeen, South Dakota, established in 1955, with $4.9 billion in total assets across 32 branches. By Trust Grade it ranks 33rd of 56 banks we track in South Dakota. Its capital ratio of 9.6% trails most similarly sized banks (37th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Dacotah Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.9B
$1B–10B institution
Deposits
$4.4B
Branches
32
Capital ratio
9.6%
Bottom 37% of $1B–10B peers · South Dakota median 10.4%
Return on assets
1.1%
Bottom 42% of $1B–10B peers · South Dakota median 1.32%
Rank in South Dakota
#33
of 56 banks

How Dacotah Bank compares to South Dakota peers

Capital ratio
Bottom 37% of $1B–10B peers
Dacotah Bank
9.6%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $1B–10B peers
Dacotah Bank
1.1%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Dacotah Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dacotah Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (32)

  • 15 Main Avenue East, Rolla, ND 58367
  • 320 N Main St, Mobridge, SD 57601
  • 308 S Main St, Aberdeen, SD 57401
  • 506 Main St, Roslyn, SD 57261
  • 101 E Main St, Bison, SD 57620
  • 111 Garfield St, Willow Lake, SD 57278
  • 1310 9th Ave Se, Watertown, SD 57201
  • 1707 S Marion Rd, Sioux Falls, SD 57106
  • 300 S Phillips Ave, Sioux Falls, SD 57104
  • 3312 6th Ave Se, Aberdeen, SD 57401
  • 15 Main St Se, Bowbells, ND 58721
  • 121 N Main St, Hettinger, ND 58639
  • 7 E Us Highway 12, Groton, SD 57445
  • 600 Main St, Webster, SD 57274
  • 321 Veterans Ave, Sisseton, SD 57262
  • 321 Main Ave, Lemmon, SD 57638
  • 125 Main St, Rapid City, SD 57701
  • 1121 S Broadway, Minot, ND 58701
  • 3302 E 10th St, Sioux Falls, SD 57103
  • 410 W Villard St, Dickinson, ND 58601
  • 1209 E 57th St, Sioux Falls, SD 57108
  • 35 S 6th St, Custer, SD 57730
  • 4 Atlantic Ave, Morris, MN 56267
  • 2510 8th Ave Sw, Jamestown, ND 58401
  • 240 3rd St Nw, Valley City, ND 58072
  • 1441 6th St, Brookings, SD 57006
  • 402 Main Street, Langford, SD 57454
  • 4302 13th Ave S, Fargo, ND 58103
  • 2112 N 12th St, Bismarck, ND 58501
  • 60 S. 6th Street, Suite 1275, Minneapolis, MN 55402
  • 113 N Commercial St, Clark, SD 57225
  • 105 8th Ave S, Faulkton, SD 57438

Are deposits at Dacotah Bank insured?

Yes. Dacotah Bank is an FDIC-insured bank (FDIC certificate #17437). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dacotah Bank: frequently asked questions

Is Dacotah Bank a good bank?

Dacotah Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.13%).

Is Dacotah Bank FDIC-insured?

Yes. Dacotah Bank is a FDIC-insured bank (FDIC certificate #17437). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dacotah Bank?

Dacotah Bank holds $4.9 billion in total assets, ranking 33rd of 56 banks we track in South Dakota. It operates 32 branches.

Does Dacotah Bank have CFPB complaints?

No CFPB complaints against Dacotah Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Sunrise Banks, National Association
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Pathward, National Association
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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