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Community Bank

Avon, SD · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Community Bank is a bank based in Avon, South Dakota, established in 1914, with $71 million in total assets across 1 branch. By Trust Grade it ranks 28th of 56 banks we track in South Dakota. Its capital ratio of 11.1% trails most similarly sized banks (41th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.6M
<$100M institution
Deposits
$61.7M
Branches
1
Capital ratio
11.1%
Bottom 41% of <$100M peers · South Dakota median 10.4%
Return on assets
0.9%
Bottom 49% of <$100M peers · South Dakota median 1.32%
Rank in South Dakota
#28
of 56 banks

How Community Bank compares to South Dakota peers

Capital ratio
Bottom 41% of <$100M peers
Community Bank
11.1%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of <$100M peers
Community Bank
0.9%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 118 Main St N, Avon, SD 57315

Are deposits at Community Bank insured?

Yes. Community Bank is an FDIC-insured bank (FDIC certificate #1687). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank: frequently asked questions

Is Community Bank a good bank?

Community Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.93%).

Is Community Bank FDIC-insured?

Yes. Community Bank is a FDIC-insured bank (FDIC certificate #1687). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank?

Community Bank holds $71 million in total assets, ranking 28th of 56 banks we track in South Dakota. It operates 1 branch.

Does Community Bank have CFPB complaints?

No CFPB complaints against Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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