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Security National Bank Of South Dakota

Dakota Dunes, SD · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Security National Bank Of South Dakota is a bank based in Dakota Dunes, South Dakota, established in 1997, with $253 million in total assets across 3 branches. By Trust Grade it ranks 17th of 56 banks we track in South Dakota. Its capital ratio of 13.1% is stronger than 81% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 2.50% return on assets. No consumer complaints against Security National Bank Of South Dakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$253.2M
$100M–1B institution
Deposits
$196.8M
Branches
3
Capital ratio
13.1%
Top 19% of $100M–1B peers · South Dakota median 10.4%
Return on assets
2.5%
Top 5% of $100M–1B peers · South Dakota median 1.32%
Rank in South Dakota
#17
of 56 banks

How Security National Bank Of South Dakota compares to South Dakota peers

Capital ratio
Top 19% of $100M–1B peers
Security National
13.1%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Security National
2.5%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Security National Bank Of South Dakota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 2.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security National Bank Of South Dakota over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 4621 W 26th St, Sioux Falls, SD 57106
  • 6601 S Louise Ave, Sioux Falls, SD 57108
  • 325 Dakota Dunes Blvd, Dakota Dunes, SD 57049

Are deposits at Security National Bank Of South Dakota insured?

Yes. Security National Bank Of South Dakota is an FDIC-insured bank (FDIC certificate #34394). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security National Bank Of South Dakota: frequently asked questions

Is Security National Bank Of South Dakota a good bank?

Security National Bank Of South Dakota earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 2.50%).

Is Security National Bank Of South Dakota FDIC-insured?

Yes. Security National Bank Of South Dakota is a FDIC-insured bank (FDIC certificate #34394). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security National Bank Of South Dakota?

Security National Bank Of South Dakota holds $253 million in total assets, ranking 17th of 56 banks we track in South Dakota. It operates 3 branches.

Does Security National Bank Of South Dakota have CFPB complaints?

No CFPB complaints against Security National Bank Of South Dakota appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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