Commercial State Bank, Of Wagner is a bank based in Wagner, South Dakota, established in 1902, with $263 million in total assets across 1 branch. By Trust Grade it ranks 25th of 56 banks we track in South Dakota. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 2.68% return on assets. No consumer complaints against Commercial State Bank, Of Wagner appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial State Bank, Of Wagner compares to South Dakota peers
How we graded Commercial State Bank, Of Wagner
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 2.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial State Bank, Of Wagner over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 204 S Main Ave, Wagner, SD 57380
Are deposits at Commercial State Bank, Of Wagner insured?
Yes. Commercial State Bank, Of Wagner is an FDIC-insured bank (FDIC certificate #9932). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial State Bank, Of Wagner: frequently asked questions
Is Commercial State Bank, Of Wagner a good bank?
Commercial State Bank, Of Wagner earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.68%).
Is Commercial State Bank, Of Wagner FDIC-insured?
Yes. Commercial State Bank, Of Wagner is a FDIC-insured bank (FDIC certificate #9932). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial State Bank, Of Wagner?
Commercial State Bank, Of Wagner holds $263 million in total assets, ranking 25th of 56 banks we track in South Dakota. It operates 1 branch.
Does Commercial State Bank, Of Wagner have CFPB complaints?
No CFPB complaints against Commercial State Bank, Of Wagner appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
