First State Bank Of Roscoe
First State Bank Of Roscoe is a bank based in Roscoe, South Dakota, established in 1903, with $152 million in total assets across 3 branches. By Trust Grade it ranks 24th of 56 banks we track in South Dakota. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against First State Bank Of Roscoe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Roscoe compares to South Dakota peers
How we graded First State Bank Of Roscoe
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Roscoe over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 5002 South Fourth Avenue, Bowdle, SD 57428
- 202 North Mitchell Street, Roscoe, SD 57471
- 901 7th Street, Eureka, SD 57437
Are deposits at First State Bank Of Roscoe insured?
Yes. First State Bank Of Roscoe is an FDIC-insured bank (FDIC certificate #9005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Roscoe: frequently asked questions
Is First State Bank Of Roscoe a good bank?
First State Bank Of Roscoe earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.61%).
Is First State Bank Of Roscoe FDIC-insured?
Yes. First State Bank Of Roscoe is a FDIC-insured bank (FDIC certificate #9005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Roscoe?
First State Bank Of Roscoe holds $152 million in total assets, ranking 24th of 56 banks we track in South Dakota. It operates 3 branches.
Does First State Bank Of Roscoe have CFPB complaints?
No CFPB complaints against First State Bank Of Roscoe appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
