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Citizens State Bank, Of Arlington

Arlington, SD · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Citizens State Bank, Of Arlington is a bank based in Arlington, South Dakota, established in 1901, with $155 million in total assets across 3 branches. By Trust Grade it ranks 26th of 56 banks we track in South Dakota. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Citizens State Bank, Of Arlington appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.1M
$100M–1B institution
Deposits
$137.1M
Branches
3
Capital ratio
10.8%
Top 40% of $100M–1B peers · South Dakota median 10.4%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · South Dakota median 1.32%
Rank in South Dakota
#26
of 56 banks

How Citizens State Bank, Of Arlington compares to South Dakota peers

Capital ratio
Top 40% of $100M–1B peers
Citizens State
10.8%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Citizens State
1.0%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Citizens State Bank, Of Arlington

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.8% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens State Bank, Of Arlington over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 108 E Main St, Castlewood, SD 57223
  • 310 Main Ave, Sinai, SD 57061
  • 128 S Main St, Arlington, SD 57212

Are deposits at Citizens State Bank, Of Arlington insured?

Yes. Citizens State Bank, Of Arlington is an FDIC-insured bank (FDIC certificate #1118). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens State Bank, Of Arlington: frequently asked questions

Is Citizens State Bank, Of Arlington a good bank?

Citizens State Bank, Of Arlington earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.97%).

Is Citizens State Bank, Of Arlington FDIC-insured?

Yes. Citizens State Bank, Of Arlington is a FDIC-insured bank (FDIC certificate #1118). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens State Bank, Of Arlington?

Citizens State Bank, Of Arlington holds $155 million in total assets, ranking 26th of 56 banks we track in South Dakota. It operates 3 branches.

Does Citizens State Bank, Of Arlington have CFPB complaints?

No CFPB complaints against Citizens State Bank, Of Arlington appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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