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Thread Bank

Rogersville, TN · Est. 1906 · Website ↗
91/ 100
Trust Grade
Excellent
91 out of 100

Thread Bank is a bank based in Rogersville, Tennessee, established in 1906, with $1.0 billion in total assets across 3 branches. By Trust Grade it ranks 90th of 109 banks we track in Tennessee. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Thread Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$932.7M
Branches
3
Capital ratio
9.0%
Bottom 23% of $1B–10B peers · Tennessee median 9.8%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#90
of 109 banks

How Thread Bank compares to Tennessee peers

Capital ratio
Bottom 23% of $1B–10B peers
Thread Bank
9.0%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Thread Bank
0.6%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Thread Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Thread Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 161 Main St, Sneedville, TN 37869
  • 210 E Main St, Rogersville, TN 37857
  • 105 Westpark Dr, Brentwood, TN 37027

Are deposits at Thread Bank insured?

Yes. Thread Bank is an FDIC-insured bank (FDIC certificate #9499). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Thread Bank: frequently asked questions

Is Thread Bank a good bank?

Thread Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.61%).

Is Thread Bank FDIC-insured?

Yes. Thread Bank is a FDIC-insured bank (FDIC certificate #9499). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Thread Bank?

Thread Bank holds $1.0 billion in total assets, ranking 90th of 109 banks we track in Tennessee. It operates 3 branches.

Does Thread Bank have CFPB complaints?

No CFPB complaints against Thread Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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