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The Brady National Bank

Brady, TX · Est. 1905 · Website ↗
92/ 100
Trust Grade
Excellent
92 out of 100

The Brady National Bank is a bank based in Brady, Texas, established in 1905, with $161 million in total assets across 1 branch. By Trust Grade it ranks 277th of 349 banks we track in Texas. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against The Brady National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$161.5M
$100M–1B institution
Deposits
$147.3M
Branches
1
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Texas median 10.9%
Return on assets
1.3%
Top 47% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#277
of 349 banks

How The Brady National Bank compares to Texas peers

Capital ratio
Bottom 19% of $100M–1B peers
The Brady
8.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
The Brady
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Brady National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for The Brady National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 101 S Blackburn St, Brady, TX 76825

Are deposits at The Brady National Bank insured?

Yes. The Brady National Bank is an FDIC-insured bank (FDIC certificate #3109). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Brady National Bank: frequently asked questions

Is The Brady National Bank a good bank?

The Brady National Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.26%).

Is The Brady National Bank FDIC-insured?

Yes. The Brady National Bank is a FDIC-insured bank (FDIC certificate #3109). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Brady National Bank?

The Brady National Bank holds $161 million in total assets, ranking 277th of 349 banks we track in Texas. It operates 1 branch.

Does The Brady National Bank have CFPB complaints?

No CFPB complaints against The Brady National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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