Graham Savings And Loan, Ssb is a bank based in Graham, Texas, established in 1934, with $157 million in total assets across 3 branches. By Trust Grade it ranks 95th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Graham Savings And Loan, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Graham Savings And Loan, Ssb compares to Texas peers
How we graded Graham Savings And Loan, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Graham Savings And Loan, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1116 W Walker St, Breckenridge, TX 76424
- 1301 Park Road 36, Graford, TX 76449
- 745 Elm St, Graham, TX 76450
Are deposits at Graham Savings And Loan, Ssb insured?
Yes. Graham Savings And Loan, Ssb is an FDIC-insured bank (FDIC certificate #29206). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Graham Savings And Loan, Ssb: frequently asked questions
Is Graham Savings And Loan, Ssb a good bank?
Graham Savings And Loan, Ssb earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.22%).
Is Graham Savings And Loan, Ssb FDIC-insured?
Yes. Graham Savings And Loan, Ssb is a FDIC-insured bank (FDIC certificate #29206). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Graham Savings And Loan, Ssb?
Graham Savings And Loan, Ssb holds $157 million in total assets, ranking 95th of 349 banks we track in Texas. It operates 3 branches.
Does Graham Savings And Loan, Ssb have CFPB complaints?
No CFPB complaints against Graham Savings And Loan, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
