The Bank Of San Jacinto County, Coldspring, Texas is a bank based in Coldspring, Texas, established in 1963, with $45 million in total assets across 1 branch. By Trust Grade it ranks 57th of 349 banks we track in Texas. Its capital ratio of 14.6% is stronger than 69% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against The Bank Of San Jacinto County, Coldspring, Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank Of San Jacinto County, Coldspring, Texas compares to Texas peers
How we graded The Bank Of San Jacinto County, Coldspring, Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Strongly profitable (ROA 1.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank Of San Jacinto County, Coldspring, Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 100 Hwy 150, Coldspring, TX 77331
Are deposits at The Bank Of San Jacinto County, Coldspring, Texas insured?
Yes. The Bank Of San Jacinto County, Coldspring, Texas is an FDIC-insured bank (FDIC certificate #18942). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank Of San Jacinto County, Coldspring, Texas: frequently asked questions
Is The Bank Of San Jacinto County, Coldspring, Texas a good bank?
The Bank Of San Jacinto County, Coldspring, Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.49%).
Is The Bank Of San Jacinto County, Coldspring, Texas FDIC-insured?
Yes. The Bank Of San Jacinto County, Coldspring, Texas is a FDIC-insured bank (FDIC certificate #18942). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank Of San Jacinto County, Coldspring, Texas?
The Bank Of San Jacinto County, Coldspring, Texas holds $45 million in total assets, ranking 57th of 349 banks we track in Texas. It operates 1 branch.
Does The Bank Of San Jacinto County, Coldspring, Texas have CFPB complaints?
No CFPB complaints against The Bank Of San Jacinto County, Coldspring, Texas appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
