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Avana Bank

Abilene, TX · Est. 1903 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Avana Bank is a bank based in Abilene, Texas, established in 1903, with $39 million in total assets across 3 branches. By Trust Grade it ranks 312th of 349 banks we track in Texas. Its capital ratio of 22.4% is stronger than 89% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against Avana Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.2M
<$100M institution
Deposits
$30.2M
Branches
3
Capital ratio
22.4%
Top 11% of <$100M peers · Texas median 10.9%
Return on assets
-0.3%
Bottom 12% of <$100M peers · Texas median 1.38%
Rank in Texas
#312
of 349 banks

How Avana Bank compares to Texas peers

Capital ratio
Top 11% of <$100M peers
Avana Bank
22.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Avana Bank
-0.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Avana Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (22.4% capital ratio)
  • Unprofitable over the period (ROA -0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avana Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 101 West San Saba Avenue, Menard, TX 76859
  • 105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
  • 2118 S Treadaway Blvd, Abilene, TX 79602

Are deposits at Avana Bank insured?

Yes. Avana Bank is an FDIC-insured bank (FDIC certificate #10704). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avana Bank: frequently asked questions

Is Avana Bank a good bank?

Avana Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (22.4% capital ratio); Unprofitable over the period (ROA -0.33%).

Is Avana Bank FDIC-insured?

Yes. Avana Bank is a FDIC-insured bank (FDIC certificate #10704). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Avana Bank?

Avana Bank holds $39 million in total assets, ranking 312th of 349 banks we track in Texas. It operates 3 branches.

Does Avana Bank have CFPB complaints?

No CFPB complaints against Avana Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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