Zavala County Bank is a bank based in Crystal City, Texas, established in 1907, with $79 million in total assets across 2 branches. By Trust Grade it ranks 23rd of 349 banks we track in Texas. Its capital ratio of 11.5% trails most similarly sized banks (45th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Zavala County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Zavala County Bank compares to Texas peers
How we graded Zavala County Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Zavala County Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 237 Us Highway 57 West, La Pryor, TX 78872
- 2300 N Us Highway 83, Crystal City, TX 78839
Are deposits at Zavala County Bank insured?
Yes. Zavala County Bank is an FDIC-insured bank (FDIC certificate #15105). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Zavala County Bank: frequently asked questions
Is Zavala County Bank a good bank?
Zavala County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.50%).
Is Zavala County Bank FDIC-insured?
Yes. Zavala County Bank is a FDIC-insured bank (FDIC certificate #15105). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Zavala County Bank?
Zavala County Bank holds $79 million in total assets, ranking 23rd of 349 banks we track in Texas. It operates 2 branches.
Does Zavala County Bank have CFPB complaints?
No CFPB complaints against Zavala County Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
