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Dalhart Federal Savings & Loan Association, Ssb

Dalhart, TX · Est. 1934 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Dalhart Federal Savings & Loan Association, Ssb is a bank based in Dalhart, Texas, established in 1934, with $125 million in total assets across 2 branches. By Trust Grade it ranks 314th of 349 banks we track in Texas. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.30% return on assets), a point to watch. No consumer complaints against Dalhart Federal Savings & Loan Association, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$125.5M
$100M–1B institution
Deposits
$93.8M
Branches
2
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Texas median 10.9%
Return on assets
-0.3%
Bottom 2% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#314
of 349 banks

How Dalhart Federal Savings & Loan Association, Ssb compares to Texas peers

Capital ratio
Bottom 44% of $100M–1B peers
Dalhart Federal
9.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Dalhart Federal
-0.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Dalhart Federal Savings & Loan Association, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (9.8% capital ratio)
  • Unprofitable over the period (ROA -0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dalhart Federal Savings & Loan Association, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 202 E 7th St, Dumas, TX 79029
  • 502 Denrock Ave, Dalhart, TX 79022

Are deposits at Dalhart Federal Savings & Loan Association, Ssb insured?

Yes. Dalhart Federal Savings & Loan Association, Ssb is an FDIC-insured bank (FDIC certificate #29208). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dalhart Federal Savings & Loan Association, Ssb: frequently asked questions

Is Dalhart Federal Savings & Loan Association, Ssb a good bank?

Dalhart Federal Savings & Loan Association, Ssb earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Unprofitable over the period (ROA -0.30%).

Is Dalhart Federal Savings & Loan Association, Ssb FDIC-insured?

Yes. Dalhart Federal Savings & Loan Association, Ssb is a FDIC-insured bank (FDIC certificate #29208). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dalhart Federal Savings & Loan Association, Ssb?

Dalhart Federal Savings & Loan Association, Ssb holds $125 million in total assets, ranking 314th of 349 banks we track in Texas. It operates 2 branches.

Does Dalhart Federal Savings & Loan Association, Ssb have CFPB complaints?

No CFPB complaints against Dalhart Federal Savings & Loan Association, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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