Spur Security Bank is a bank based in Spur, Texas, established in 1933, with $130 million in total assets across 2 branches. By Trust Grade it ranks 325th of 349 banks we track in Texas. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Spur Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spur Security Bank compares to Texas peers
How we graded Spur Security Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Spur Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 5617 114th St, Lubbock, TX 79424
- 120 W Harris St, Spur, TX 79370
Are deposits at Spur Security Bank insured?
Yes. Spur Security Bank is an FDIC-insured bank (FDIC certificate #15460). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spur Security Bank: frequently asked questions
Is Spur Security Bank a good bank?
Spur Security Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.69%).
Is Spur Security Bank FDIC-insured?
Yes. Spur Security Bank is a FDIC-insured bank (FDIC certificate #15460). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Spur Security Bank?
Spur Security Bank holds $130 million in total assets, ranking 325th of 349 banks we track in Texas. It operates 2 branches.
Does Spur Security Bank have CFPB complaints?
No CFPB complaints against Spur Security Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
