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The First National Bank Of Evant

Evant, TX · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The First National Bank Of Evant is a bank based in Evant, Texas, established in 1912, with $193 million in total assets across 3 branches. By Trust Grade it ranks 185th of 349 banks we track in Texas. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.31% return on assets. No consumer complaints against The First National Bank Of Evant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$193.0M
$100M–1B institution
Deposits
$173.6M
Branches
3
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Texas median 10.9%
Return on assets
2.3%
Top 7% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#185
of 349 banks

How The First National Bank Of Evant compares to Texas peers

Capital ratio
Bottom 42% of $100M–1B peers
The First
9.7%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
The First
2.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Evant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 2.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Evant over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 115 N Memory Ln, Evant, TX 76525
  • 117 Texas 1996, Oglesby, TX 76561
  • 3411 E Main St, Gatesville, TX 76528

Are deposits at The First National Bank Of Evant insured?

Yes. The First National Bank Of Evant is an FDIC-insured bank (FDIC certificate #3190). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Evant: frequently asked questions

Is The First National Bank Of Evant a good bank?

The First National Bank Of Evant earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 2.31%).

Is The First National Bank Of Evant FDIC-insured?

Yes. The First National Bank Of Evant is a FDIC-insured bank (FDIC certificate #3190). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Evant?

The First National Bank Of Evant holds $193 million in total assets, ranking 185th of 349 banks we track in Texas. It operates 3 branches.

Does The First National Bank Of Evant have CFPB complaints?

No CFPB complaints against The First National Bank Of Evant appear in our data over the analysis window, which is typical for a bank of this size.

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First Texas National Bank
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First State Bank Of Ben Wheeler, Texas
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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