The First State Bank is a bank based in Louise, Texas, established in 1956, with $884 million in total assets across 15 branches. By Trust Grade it ranks 238th of 349 banks we track in Texas. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.28% return on assets. No consumer complaints against The First State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First State Bank compares to Texas peers
How we graded The First State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 2.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 208 Second Street, Sweeny, TX 77480
- 206 North St., Louise, TX 77455
- 2904 N Velasco St, Angleton, TX 77515
- 1808 West Loop, El Campo, TX 77437
- Ave B & 10th St, Blessing, TX 77419
- 505 E Boling Hwy, Wharton, TX 77488
- 101 E York St, Ganado, TX 77962
- 320 First St, Woodsboro, TX 78393
- 3600 7th St, Bay City, TX 77414
- 403 S Alamo St, Refugio, TX 78377
- 206 North Street, Louise, TX 77455
- 4805 John Stockbauer Dr, Victoria, TX 77904
- 200 Century Square Blvd, Sugar Land, TX 77478
- 803 N Avenue E, Shiner, TX 77984
- 731 W Leona St, Dilley, TX 78017
Are deposits at The First State Bank insured?
Yes. The First State Bank is an FDIC-insured bank (FDIC certificate #17588). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First State Bank: frequently asked questions
Is The First State Bank a good bank?
The First State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 2.28%).
Is The First State Bank FDIC-insured?
Yes. The First State Bank is a FDIC-insured bank (FDIC certificate #17588). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First State Bank?
The First State Bank holds $884 million in total assets, ranking 238th of 349 banks we track in Texas. It operates 15 branches.
Does The First State Bank have CFPB complaints?
No CFPB complaints against The First State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
