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Plains State Bank

Humble, TX · Est. 1957 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Plains State Bank is a bank based in Humble, Texas, established in 1957, with $840 million in total assets across 8 branches. By Trust Grade it ranks 45th of 349 banks we track in Texas. Its capital ratio of 18.1% is stronger than 95% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Plains State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$840.0M
$100M–1B institution
Deposits
$681.4M
Branches
8
Capital ratio
18.1%
Top 5% of $100M–1B peers · Texas median 10.9%
Return on assets
1.5%
Top 34% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#45
of 349 banks

How Plains State Bank compares to Texas peers

Capital ratio
Top 5% of $100M–1B peers
Plains State
18.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Plains State
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Plains State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.1% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Plains State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 19404 Kenswick Dr, Humble, TX 77338
  • 601 Ninth St, Plains, TX 79355
  • 3355 W Alabama St, Houston, TX 77098
  • 3902 Fm 1960 Rd W, Houston, TX 77068
  • 8000 Ih West, Suite 1507, San Antonio, TX 78230
  • 303 Longmire Rd, Conroe, TX 77304
  • 13885 Southwest Fwy, Sugar Land, TX 77478
  • 5452 Highway 105 W Ste 100, Conroe, TX 77304

Are deposits at Plains State Bank insured?

Yes. Plains State Bank is an FDIC-insured bank (FDIC certificate #17739). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Plains State Bank: frequently asked questions

Is Plains State Bank a good bank?

Plains State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Strongly profitable (ROA 1.46%).

Is Plains State Bank FDIC-insured?

Yes. Plains State Bank is a FDIC-insured bank (FDIC certificate #17739). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Plains State Bank?

Plains State Bank holds $840 million in total assets, ranking 45th of 349 banks we track in Texas. It operates 8 branches.

Does Plains State Bank have CFPB complaints?

No CFPB complaints against Plains State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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